I would say generally I'm in a great financial situation--no debt, no issues with cost of living. But I can't max out my retirement contributions anymore so I worry about the future. I'm also at a point where I worry that I might not have the option to travel abroad as much. Global tensions aside, my knee and hip aren't going to last forever and I travel to hike/explore. I'm sitting on way too much credit card rewards that would cover most or all of the trip anyway. New Zealand is really my ideal trip but Europe was so nice the few times I've been there. Japan would be cool too but I would 100% want a local guide to take me to the small villages instead of being in Tokyo the whole time.